Doctors of AP
IMA APPA Family Security Scheme
The IMA APPA Family Security Scheme (FSS 2.0FBSXls) is a fraternity-driven family-cover scheme run by and for the doctor members of the Indian Medical Association — Andhra Pradesh state. It was founded in Hyderabad in 1990, in the undivided state, under the visionary leadership of Dr. N. Apparao.
The objective is simple and unchanged across the decades: to stand by the family of a member doctor on demise, with prompt and meaningful financial support — pooled by the fraternity itself. The scheme is non-commercial, doctor-governed and built on transparency.
Our Founding Promise
That no IMA-AP doctor's family should ever feel alone in their hour of need. The scheme is the doctor community's collective commitment to its own — a fraternity, not a product.
Our History
From a small group of doctors in undivided AP in 1990 to a state-wide fraternity today — the journey of three and a half decades of doctor welfare.
Read Our HistoryVision & Mission
The values and objectives that guide every decision of the Managing Committee — compassion, fraternity, integrity and responsiveness.
View Vision & MissionGoverning Body
The elected Managing Committee — senior IMA doctors representing all zones of Andhra Pradesh — that runs the scheme.
Meet the CommitteeBeyond a Scheme — A Doctor Community
The Family Security Scheme is a pure term-cover fraternity model. Members contribute a modest amount per term bill, and these contributions form the pool from which the family benefit is disbursed to the nominee of any member doctor on demise. There is no maturity benefit, no profit motive and no agent commission — every paisa is accounted for and used solely for member welfare.
Over the years, the scheme has built a digital member portal so doctors can enrol, pay term bills, manage nominee details and download receipts at the click of a button — bringing transparency right to every member's screen.